As an integral part of the plan, we investigate government programs such as Medicaid and Veterans Benefits for qualifying veterans to further reduce the out-of-pocket expense for care.

The long-term care plan utilizes a sequence of four steps:

1. Define and understand your loved one's care needs and associated costs
   
2. Comprehensive analysis and evaluation of all sources of income, expenses, cash flow, taxes, current asset allocation, economic variables and health/longevity risks.
   
3. Analysis of the facts and creation of a written, comprehensive plan in a language that you can understand.
   
4. Implementation of plan: In an effort to achieve the best results from the LTC Crisis Plan, we will help you with the application for Medicaid and Veterans Benefits when appropriate. Upon implementation of the plan, we carefully monitor it, and communicate with you on a regular basis through periodic review and quarterly performance reports.

An LTC Crisis Plan addresses the specific cost concerns you have for your loved one's care, allowing you to focus on more important areas like providing comfort and emotional support to your family member.